Research guides and self-help pages prepared by Connecticut Judicial Branch law librarians:

• Connecticut Law about Bankruptcy

• Connecticut Law about Consumer Law

• Connecticut Law about Foreclosure

• Connecticut Law about Repossession

• Connecticut Law about Small Claims

• Enforcing Money Judgments (Research Guide - PDF)

Connecticut Department of Banking:

• Consumer Collection Practices

• Complaints Against Collection Agencies

• Consumer Collection Agencies Licensed in Connecticut

• Debt Adjusters Licensed in Connecticut

• Debt Adjuster Licensing FAQ

Connecticut Network for Legal Aid:

• Debt Collection Practices
  (A Guide to What Bill Collectors Can and Cannot Do)

• Are You Thinking About Bankruptcy?

• Guide to Wage Attachments

• If You Are Behind On Child Support Payments

• Questions and Answers about Credit Reports

• Small Claims Court

• Dealing with Debt Collectors (Video)

Connecticut Judicial Branch:

Criminal Jury Instructions

• 10.2-18 Extortionate Extension of Credit -- § 53-390

• 10.2-19 Advancing Money for Extortionate Extension of Credit -- § 53-391

• 10.2-20 Participation or Conspiracy in Use of Extortionate Means -- § 53-392

Publication from the Connecticut Attorney General’s Office:

• Frequently Asked Questions Pertaining to Debt Collection

Connecticut Center for a New Economy:

• Know Your Rights on Hospital Debt

 Consumer Financial Protection Bureau (CFPB)

Federal Trade Commission (FTC):

• FTC Facts for Consumer – Credit & Loans…In Debt?
  (A collection of consumer rights publications, including information on the Fair Debt Collection Practices Act and Fair Credit Billing Act.)

• Money Matters: Dealing with Debt
  (Information on debt collection, debt relief services, credit repair, advance fee loans, and vehicle repossession)

OLR Research Reports - Connecticut Office of Legislative Research:

• Debt Collection From Divorced Parents - 2008-R-0369
  You asked if a creditor can seek a joint debt from a person when that debt was assigned to an ex-spouse pursuant to a divorce decree.

• Collection of Past Due Rent And Payment of Attorneys' Fees - 2008-R-0290
  You asked (1) why landlords cannot receive a monetary judgment in housing court, presumably for back rent or property damages and (2) whether a court can award attorneys' fees to tenants represented in housing cases by Legal Services attorneys.

• Harassing Telephone Calls from Bill Collectors - 2005-R-0745
  You wanted to know an individual’s options if he is receiving harassing phone calls from debt collectors.

• Hospital Debt Collection Law - 2004-R-0103

• International Debt Collection - 2002-R-0302

• Lawsuits for Injuries Sustained in Foreign Countries - 2001-R-0169
  You asked whether people injured in a foreign country by a defective product made in Connecticut can: (1) sue the manufacturer in a Connecticut court, (2) bring a criminal action against it in Connecticut, and (3) enforce a judgment they secure against it in a foreign country in a Connecticut court?

Selected Statutes:

Chapter 669 – Regulated Activities 

Creditors’ Collection Practices Act (CCPA)

• Sec. 36a-645. Definitions

• Sec. 36a-646. Prohibited Acts

• Sec. 36a-647. Enforcement Powers of Commissioner (Department of Banking)

• Sec. 36a-648. Abusive, harassing, fraudulent, deceptive or misleading debt collection practices. Liability. Exemptions. Limitations on actions.

• Sec. 36a-648a. Credit card debt collection actions against parents or legal guardians of students.

Debt Adjusters

• Sec. 36a-655. Definitions.

Truth in Lending Act

• Sec. 36a-675. Truth-in-Lending Act

Interest and Finance Charge Rebates

• Sec. 36a-690. Calculation of interest or finance charge rebates. Prohibited methods. Transactions affected.

Consumer Credit Reports

• Sec. 36a-695. Definitions.

• Sec 36a-696. Disclosure to consumer of information re Credit Report

• Sec 36a-699b. Dispute by consumer re completeness or accuracy of information

• Sec. 36a-701. Security freeze on credit report: Definitions

• Sec. 36a-701a. Consumer security freezes on credit report

Home Mortgage Disclosure

• Sec. 36a-735. Short title: Home Mortgage Disclosure Act.

Connecticut Abusive Home Loan Lending Practices Act

• Sec. 36a-746. Connecticut Abusive Home Loan Lending Practices Act

Retail Installment Sales Financing Act

• 36a-770 through 36a-788

Consumer Collection Agencies